In today's Gospel reading from Matthew 11, Jesus reproached the towns that were not repentant, Chorazin, Bethsaida, and Capernaum, and warned that they would suffer consequences on the day of judgment. Why is it so hard for so many to repent? To be saved, one must realize that (1) he is a sinner, (2) hell exists, and (3) God loves him and wishes to save him. Then it's time to repent. If one's mind is clear and heart willing, he can accomplish all these things in a few seconds. Putting off repenting is putting the soul at great risk.