I checked in on the site Pope Francis ~ Latest News (link in my Good Sites, Blogs, Web Pages... list). I found the Holy Father saying in one news piece that we have already been saved. This struck me as being true, since Jesus has come and done all the work necessary for us to be saved. God is ready so that if we believe and cooperate with him, we become shoo-ins. We are not saved only if we don't want to believe and be saved.