We need to be detached to the world and live to please God alone, but this is easily said when we live in comfortable homes and have all the necessities. Jesus didn't even have a place to rest his head when he's proclaiming the kingdom of God. St. Francis certainly passed the test. And Mother Teresa too. We can only imagine what we would do if we do not own anything in this world. If we are like the rich man in the Gospels who observed all the commandments, but could not part with his possessions, then we are not completely free.