There is only one thing we need to settle before we die ~ to make our peace with God. This is of critical or crucial importance. Without such a settlement, we shall not have peace for all eternity! We know that we are to leave everything behind when we die, but don't forget to include unconfessed sins! The wise have already made their peace with God, but the foolish think that there will always be a tomorrow and tomorrow may bring the biggest shock of their life.